Journal of the American College of Radiology : JACR
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The Patient Protection and Affordable Care Act is a comprehensive and multipronged reform of the US health care system. The legislation makes incremental changes to Medicare, Medicaid, and the market for employer-sponsored health insurance. However, it makes substantial changes to the market for individual and small-group health insurance. The purpose of this article is to introduce the key regulatory reforms in the market for individual and small-group health insurance and explain how these reforms tackle adverse selection and risk classification and improve access to health care for the hitherto uninsured or underinsured population.
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The Patient Protection and Affordable Care Act (PPACA) is comprehensive reform and by virtue of its comprehensiveness can be cumbersome to read and understand. This short piece is a succinct and irreverent glance at PPACA. The piece starts with a question and ends with the same question: Will PPACA break the iron triangle?